125% mortgage

125% mortgages are loans that cover the full value of your property plus an extra 25% over the property value. These usually work as a 95% mortgage with up to 30% available as an un-secured personal loan.

The unsecured loan element will usually be at the same interest rate as your mortgage interest rate, which may be a beneficial rate compared to separate loan rates.

125% mortgages can allow you to pay off all of your credit cards, consumer loans, and other bills, combining those outstanding balances into one low monthly payment.

You can also get cash out to use as you wish and still have a lower total payment!

Whatever type of mortgage you are looking for it pays to get qualified independent mortgage advice.

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